Looking to upgrade your ride to the new Ford model you have been wanting but do not know whether you should make a purchase or lease? Do not fret! The sales experts at Chapman Ford of Lancaster understand the dilemma of whether you should buy or lease your car because they see it all the time. To make life easier for you, we did the legwork of research by compiling a list of pros and cons when you are in the market to buy or lease your car so you can lean towards the right decision for your driving lifestyle. Read more of our findings and see if you should buy or lease your Ford car, truck, crossover, or SUV model.

Buying Pros

- You are the official owner once it is paid off.

- Freedom to customize or modify your Ford model.

- Lower insurance costs.

- Drive as many miles as you desire.

- Freedom to sell the vehicle whenever you want. 

Buying Cons

- You have potentially higher down and monthly payments compared to leasing.

- Your vehicle depreciates over time.

- You will not be able to drive the latest Ford models every 2 or 3 years.

- Expensive repair costs post-warranty.

Leasing Pros

- Little to no down payment needed, and low monthly payments. 

- Drive the newest Ford models every 2 to 3 years.

- Most repairs are covered by the manufacturer's warranty.

- You pay less in sales taxes.

- You can remain worry-free about depreciation concerns.

Leasing Cons

- Miles are limited to usually around 12,000, and penalties if you go over

- Higher costs to lease in the long run 

- You will have to return your Ford model at the end of the lease

- Higher insurance premiums

- Extra charges towards excessive wear-and-tear  

Buy Or Lease With Us!

When you buy or lease your car, there are pros and cons attached to both. You have the opportunity to think about how much driving you are going to do and what best caters to your budget. At Chapman Ford of Lancaster, it is our number one priority to serve our customers, and choosing a Ford model can be a difficult decision to make. Allow us to assist you when you are ready to buy or lease your car so you can travel in your new ride in no time. Stop by our dealership today!


Chapman Ford Lancaster, PA

1485 Manheim Pike
Directions Lancaster, PA 17601

  • Sales: (888) 568-5581
  • Service: (888) 299-2086
  • Parts: (888) 303-7139

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